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State Farm® Insurance Agent

Derek Hamons

45944 N Ridge Road
Amherst, OH 44001-1751

Just east of the corner of Leavitt and Cleveland Avenue

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


45944 N Ridge Road
Amherst, OH 44001-1751



I am excited for the opportunity to serve Amherst and Lorain County and the surrounding areas. If you are looking for an insurance agent that values you as a person and will take the time to educate you on the options to protect you and your family, then call my team.

I was fortunate to grow up in the close-knit community of Willard, Ohio. It was there that I learned three of the most important life-long lessons a young person could learn. My father taught me and my three siblings the value of hard work, as he would leave for the factory every morning before any of us would even wake up. My mother taught me the importance of serving others when she attended night classes to fulfill her dream of becoming of a hospice nurse. Even though it was the toughest job anyone could ever have, she loved being there for people in their last days. And from the rest of the town, I learned the value of community. Whether it was coaching a youth team, volunteering or just watching the football game on Friday night, I discovered that life is meant to be spent with others.

After high school, I attended Lee University in Cleveland, Tennessee where I studied Business Administration. It was there that I learned about business, but more important, I learned about life. Being far from home, I learned to be independent and not knowing anyone when I walked on campus forced me to learn how to make friends. During college, I took a semester after to attend US Army Basic Training in Fort Leonard Wood, Missouri. I spent twelve years in the Army Reserves including a year in Iraq in 2003. Being a Non-Commissioned Officer, I learned about leadership, training and how to accomplish a mission. Another great opportunity was when I had the privilege of serving as director of the Willard Hope Center in which we provided after-school programs for the youth of the area. What a great experience it was to provide kids a safe and fun environment where they could learn about life.

Six years ago, I meet with my local State Farm agent to talk about my insurance and was shocked when she offered me a job. Looking back, accepting her offer was a great decision. I was able to help many of my friends and neighbors, helping to ensure that they were properly protected for the risks of everyday life and to help them achieve their financial goals and dreams. I am excited to bring that passion to help my friends and neighbors to Amherst and Lorain County.

Another great decision was to marry my wife, Sandy. We have three kids, Richard, Jacob and Ashley. When I'm not working, I enjoy being outside hiking, kayaking or taking care of the yard and also watching some of my favorite teams playing.

When you are looking for home, auto, life insurance or financial services, and want an agent who will take the time to treat you as individual and help you understand the policy you are purchasing, give my team a call.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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At the Derek Hamons State Farm office, our goal is to educate our customers so they can make the decision that is right for them. We are happy to assist with your auto, home, life, renter's, and business insurance needs. Our office assists the entire state of Ohio including Amherst, Lorain County and all the surrounding areas. Stop by our office today to discuss your insurance needs!

Aidan Schmidt State Farm Agent Team Member

Aidan Schmidt

Account Representative

Dustin Hamons State Farm Agent Team Member

Dustin Hamons

Account Representative