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State Farm® Insurance Agent

Derek Hamons

Office Hours

After Hours by Appointment

Address

45944 N Ridge Road
Amherst, OH 44001-1751

Just east of the corner of Leavitt and Cleveland Avenue

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Contact me to schedule a virtual meeting

Address

45944 N Ridge Road
Amherst, OH 44001-1751

Languages

English

Our office is proud to support State Farm’s Distracted Driving Awareness Campaign this April because a few seconds can change everything.

Distracted driving is preventable, but the risk increases fast. Safety research shows that taking your eyes off the road for just 2 seconds can double your risk of a crash. Texting while driving takes your attention away even longer — the average distraction to check a text message is 4.6 seconds. At 55 miles per hour, that is like driving the length of a football field with your eyes off the road. Research has also linked texting while driving to a 23 times greater chance of an accident.

How to reduce distracted driving:

  • Enable Do Not Disturb while driving

  • Set your navigation and music before you leave

  • Pull over safely if you need to read or respond to a text

Safe driving matters to every family in Amherst, Lorain County, and throughout Ohio. My team is proud to support awareness efforts that help protect our local roads and communities.

About Me:

I am excited for the opportunity to serve Amherst, Ohio, Lorain County, and the surrounding communities as a local State Farm agent. If you are looking for an insurance agent in Amherst, OH who values you as a person, takes time to understand your needs, and helps educate you on your options, my team is ready to help. We proudly assist individuals, families, and business owners with auto insurance, home insurance, renters' insurance, life insurance, business insurance, and financial services.

I grew up in the close-knit community of Willard, Ohio, where I learned the value of hard work, serving others, and being part of a strong community. My father taught me dedication through his example of leaving for work every day before the sun came up. My mother taught me compassion through her work as a hospice nurse. And my hometown showed me how important it is to support others through volunteering, coaching, and simply being present.

After high school, I attended Lee University in Cleveland, Tennessee, where I studied Business Administration. I also attended U.S. Army Basic Training at Fort Leonard Wood, Missouri, and later served twelve years in the Army Reserves, including a deployment to Iraq in 2003. As a Non-Commissioned Officer, I learned leadership, discipline, and how to stay focused on serving others. I also had the privilege of serving as director of the Willard Hope Center, where we provided after-school programs for local youth.

My career with State Farm began about a decade ago when during a meeting with my local agent. What started as a conversation became an opportunity to serve people in a meaningful way. Since then, I have helped individuals and families protect themselves from the risks of everyday life and work toward their financial goals.

My wife, Sandy, and I have been married for twenty-five years, and we have three children: Richard, Jacob, and Ashley. When I am not in the office, I enjoy hiking, kayaking, yard work, and watching my favorite teams play.

If you are searching for home insurance, auto insurance, life insurance, business insurance, or financial services in Amherst, Ohio, and want an agent who will take time to treat you like an individual and help you understand your coverage, give my team a call. We proudly serve customers in Amherst, Elyria, Lorain, Avon, Avon Lake, North Ridgeville, Vermilion, Oberlin, Sheffield Lake, Sheffield Village, and surrounding Lorain County communities or anywhere in Ohio.

Auto Insurance in Amherst, Ohio

We help drivers in Amherst, OH and throughout Lorain County with personalized auto insurance and car insurance options. Whether you need coverage for a new vehicle, multiple cars, a teen driver, or help reviewing liability, collision, and comprehensive coverage, our office is here to help.

Home Insurance in Lorain County

We help customers in Amherst, Ohio and nearby communities with home insurance designed to help protect their property, and belongings.

Renters Insurance Near Amherst

If you rent a house, condo, or apartment, renter's insurance can help protect your personal belongings and provide valuable liability coverage. We help renters in Amherst, Elyria, Lorain, and surrounding areas find coverage that fits their needs and budget.

Life Insurance in Ohio

Life insurance is one of the most important ways to protect the people you love. Our office helps individuals and families explore life insurance options in Ohio so they can prepare for the future, protect their income, and plan with confidence.

Business Insurance in Amherst and Lorain County

We help local business owners with business insurance and commercial insurance designed to help protect the work they have built. If you are searching for small business insurance in Amherst, Ohio or nearby areas, we are ready to help review your options.

Condo Insurance

Condo owners have different insurance needs than homeowners. We help customers in Amherst and surrounding communities with condo insurance that helps protect their unit, belongings, and personal liability.

Motorcycle, Boat, and Recreational Vehicle Insurance

If you need coverage for the things you enjoy most, our office can help with motorcycle insurance, boat insurance, and recreational vehicle insurance in Amherst, Lorain County, and surrounding Ohio communities.

Financial Services

In addition to insurance, we help customers explore financial services designed to support long-term goals. Our office takes time to explain options clearly so you can make informed decisions with confidence.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Investment Services, Annuities

How does pet insurance work?

Have a dog or cat that needs protection, but wondering how pet insurance works? From quotes to claims, this guide to how pet insurance works can help you learn more.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

Pressure washer safety tips

You've got a big mess, but before you set the power washer to blast, take time to learn a few tips that might help prevent damage to what you are washing.

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At the Derek Hamons State Farm office, our goal is to educate our customers so they can make the decision that is right for them. We are happy to assist with your auto, home, life, renter's, and business insurance needs. Our office assists the entire state of Ohio including Amherst, Lorain County and all the surrounding areas. Stop by our office today to discuss your insurance needs!

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